Current Rates

The following rates are effective through January 31, 2023.

Certificate of Deposits

Investments	Annual Yield*	Interest Rate*	Minimum Balance	Compounded
3 month Cert. of Deposit	0.15%	0.15%	$1,000.00	Quarterly
6 month Cert. of Deposit	0.40%	0.40%	$1,000.00	Semi-Annually
1 Year Cert. of Deposit	0.60%	0.60%	$1,000.00	Semi-Annually
2 Year Cert. of Deposit	0.65%	0.65%	$1,000.00	Quarterly
3 Year Cert. of Deposit	0.70%	0.70%	$1,000.00	Quarterly
4 Year Cert. of Deposit	0.80%	0.80%	$1,000.00	Quarterly
5 Year Cert. of Deposit	0.90%	0.90%	$1,000.00	Quarterly

Interest penalty is required for early withdrawal on time deposits. *Rates may change after account is opened and fees or other condition may reduce earnings.

Statement Savings

Annual Yield*	Interest Rate*	Minimum Balance	Compounded
0.15%	0.15%	$10.00	Semi-Annually

*Rates may change after account is opened and fees or other condition may reduce earnings.

Health Savings Account (HSA)

Investments	Yield	Rate	Compounded
All Balances	0.75%	0.75%	Monthly

Christmas Club

	Yield	Rate	Compounded
$10.00 to $10,000.00	0.50%	0.50%	Annually
Over $10,000.01	0.25%	0.25%	Annually

IRA

IRA	Annual Yield*	Percentage Rate*	Minimum Balance	Compounded
1 Year IRA	0.60%	0.60%	$1,000.00	Semi-Annually
2 Year IRA	0.65%	0.65%	$1,000.00	Semi-Annually
3 Year IRA	0.70%	0.70%	$1,000.00	Semi-Annually
5 Year IRA	0.90%	0.90%	$1,000.00	Semi-Annually

Interest penalty is required for early withdrawal on time deposits. *Rates may change after account is opened and fees or other condition may reduce earnings.

Tiered Accounts
Money Market

	Yield	Rate
$500-$2,499	0.08%	0.08%
$2,500-$49,999	0.13%	0.13%
$50,000-over	0.18%	0.18%

N.O.W. Accounts

	Yield	Rate
$300.00-$9,999.99	0.08%	0.08%
$10,000.00-$99,999.99	0.13%	0.13%
$100,000.00-$299,999.99	0.18%	0.18%
$300,000.00-OVER	0.23%	0.23%