Rates may change after account is opened and fees or other condition may reduce earnings.
*APY=Annual Percentage Yield

Certificates Of Deposits

Investments	APY*	Interest Rate	Minimum Balance	Compounded
3 Months	0.30%	0.30%	$1,000.00	Quarterly
6 Months	0.80%	0.80%	$1,000.00	Semi-Annually
1 Year	1.15%	1.15%	$1,000.00	Semi-Annually
2 Year	1.21%	1.21%	$1,000.00	Quarterly
3 Year	1.10%	1.10%	$1,000.00	Quarterly
4 Year	1.10%	1.10%	$1,000.00	Quarterly
5 Year	1.36%	1.35%	$1,000.00	Quarterly

Interest penalty is required for early withdrawal on time deposits.
$1,000 Minimum Opening Deposit

Statement Savings

Investments	APY*	Interest Rate	Minimum Balance	Compounded
All Balances	0.15%	0.15%	$10.00	Semi-Annually

$100 Minimum Opening Deposit

Health Savings Account (HSA)

Investments	APY*	Interest Rate	Minimum Balance	Compounded
All Balances	0.75%	0.75%	$0.01	Monthly

$100 Minimum Opening Deposit

Christmas Club

Investments	APY*	Interest Rate	Minimum Balance	Compounded
$1.00 to $10,000.00	0.50%	0.50%	$1.00	Annually
Over $10,000.00	0.25%	0.25%	$1.00	Annually

$10 Minimum Opening Deposit

Individual Retirement Account (IRA)

Investments	APY*	Interest Rate	Minimum Balance	Compounded
1 Year IRA	1.15%	1.15%	$1,000.00	Semi-Annually
2 Year IRA	1.20%	1.20%	$1,000.00	Semi-Annually
3 Year IRA	1.10%	1.10%	$1,000.00	Semi-Annually
5 Year IRA	1.36%	1.35%	$1,000.00	Semi-Annually

Interest penalty is required for early withdrawal on time deposits.
$1,000 Minimum Opening Deposit
Tiered Accounts

Money Market

Investments	APY*	Interest Rate	Minimum Balance	Compounded
$500-$2,499.99	0.08%	0.08%	$500.00	Monthly
$2,500-$49,999.99	0.30%	0.30%	$500.00	Monthly
$50,000-over	0.35%	0.35%	$500.00	Monthly

$500 Minimum Opening Deposit

N.O.W. Accounts

Investments	APY*	Interest Rate	Minimum Balance	Compounded
$300.00-$9,999.99	0.08%	0.08%	$300.00	Monthly
$10,000.00-$99,999.99	0.13%	0.13%	$300.00	Monthly
$100,000.00-$299,999.99	0.18%	0.18%	$300.00	Monthly
$300,000.00-OVER	0.23%	0.23%	$300.00	Monthly

$300 Minimum Opening Deposit