Current Rates

The following rates are effective through February 3, 2015.

Statement Savings

Annual Percentage Yield	Interest Rate	Minimum Balance	Compounded
0.10%	0.10%		Semi-Annually

*Rates may change after account is opened and fees or other condition may reduce earnings.

Certificate of Deposit Rates

Investments	Annual Percentage Yield	Interest Rate	Minimum Balance	Compounded
3 month Cert. of Deposit	0.10%	0.10%	1,000.00	Quarterly
6 month Cert. of Deposit	0.15%	0.15%	1,000.00	Semi-Annually
1 Year Cert. of Deposit	0.25%	0.25%	1,000.00	Semi-Annually
2 Year Cert. of Deposit	0.45%	0.45%	1,000.00	Quarterly
3 Year Cert. of Deposit	0.70%	0.70%	1,000.00	Quarterly
4 Year Cert. of Deposit	0.95%	0.95%	1,000.00	Quarterly
5 Year Cert. of Deposit	1.21%	1.20%	1,000.00	Quarterly

Interest penalty is required for early withdrawal on time deposits.
*Rates may change after account is opened and fees or other condition may reduce earnings.

IRA Rates

IRA	Annual Yield	Percentage Rate	Minimum Balance	Compounded
1 Year IRA	0.25%	0.25%	1,000.00	Semi-Annually
18 Month IRA	0.25%	0.25%	1,000.00	Semi-Annually
2 Year IRA	0.45%	0.45%	1,000.00	Semi-Annually
3 Year IRA	0.70%	0.70%	1,000.00	Semi-Annually
5 Year IRA	1.20%	1.20%	1,000.00	Semi-Annually

Interest penalty is required for early withdrawal on time deposits.
Rates may change after account is opened and fees or other condition may reduce earnings.

Tiered Accounts

Money Market Rates

	Yield	Rate
500-2,499	0.05%	0.05%
2,500-49,999	0.10%	0.10%
50,000-over	0.15%	0.15%

N.O.W. Accounts

	Yield	Rate
300.00-9,999.99	0.05%	0.05%
10,000.00-99,999.99	0.10%	0.10%
100,000.00-299,999.99	0.15%	0.15%
300,000.00-OVER	0.20%	0.20%

Health Savings Account (HSA) Rates

Investments	Yield	Rate	Compounded
$0 - $2,499	1.00%	1.00%	monthly
$2,500 - $9,999	1.26%	1.25%	monthly
$10,000 - OVER	1.51%	1.50%	monthly

Current Rates

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