Current Rates

The following rates are effective through April 28, 2015.

Statement Savings

Annual Percentage YieldInterest RateMinimum BalanceCompounded
0.10%0.10%Semi-Annually

*Rates may change after account is opened and fees or other condition may reduce earnings.

 

Certificate of Deposit Rates

InvestmentsAnnual Percentage YieldInterest RateMinimum BalanceCompounded
3 month Cert. of Deposit0.10%0.10%1,000.00Quarterly
6 month Cert. of Deposit0.15%0.15%1,000.00Semi-Annually
1 Year Cert. of Deposit0.25%0.25%1,000.00Semi-Annually
2 Year Cert. of Deposit0.45%0.45%1,000.00Quarterly
3 Year Cert. of Deposit0.70%0.70%1,000.00Quarterly
4 Year Cert. of Deposit0.95%0.95%1,000.00Quarterly
5 Year Cert. of Deposit1.21%1.20%1,000.00Quarterly

Interest penalty is required for early withdrawal on time deposits.
*Rates may change after account is opened and fees or other condition may reduce earnings.

 

IRA Rates

IRAAnnual YieldPercentage RateMinimum BalanceCompounded
1 Year IRA0.25%0.25%1,000.00Semi-Annually
18 Month IRA0.25%0.25%1,000.00Semi-Annually
2 Year IRA0.45%0.45%1,000.00Semi-Annually
3 Year IRA0.70%0.70%1,000.00Semi-Annually
5 Year IRA1.20%1.20%1,000.00Semi-Annually

Interest penalty is required for early withdrawal on time deposits.
Rates may change after account is opened and fees or other condition may reduce earnings.

 

Tiered Accounts 

 Money Market Rates

 YieldRate
500-2,4990.05%0.05%
2,500-49,9990.10%0.10%
50,000-over0.15%0.15%

 N.O.W. Accounts

 YieldRate
300.00-9,999.990.05%0.05%
10,000.00-99,999.990.10%0.10%
100,000.00-299,999.990.15%0.15%
300,000.00-OVER0.20%0.20%

 

Health Savings Account (HSA) Rates

InvestmentsYieldRateCompounded
$0 - $2,4991.00%1.00%monthly
$2,500 - $9,9991.26%1.25%monthly
$10,000 - OVER1.51%1.50%monthly