Current Rates
The following rates are effective through January 28th, 2020.
Statement Savings
| Annual Percentage Yield | Interest Rate | Minimum Balance | Compounded |
|---|---|---|---|
| 0.20% | 0.20% | $10.00 | Semi-Annually |
Certificate of Deposit Rates
| Investments | Annual Percentage Yield | Interest Rate | Minimum Balance | Compounded |
|---|---|---|---|---|
| 3 month Cert. of Deposit | 0.20% | 0.20% | 1,000.00 | Quarterly |
| 6 month Cert. of Deposit | 0.25% | 0.25% | 1,000.00 | Semi-Annually |
| 1 Year Cert. of Deposit | 0.35% | 0.35% | 1,000.00 | Semi-Annually |
| 2 Year Cert. of Deposit | 0.55% | 0.55% | 1,000.00 | Quarterly |
| 3 Year Cert. of Deposit | 0.80% | 0.80% | 1,000.00 | Quarterly |
| 4 Year Cert. of Deposit | 1.05% | 1.05% | 1,000.00 | Quarterly |
| 5 Year Cert. of Deposit | 1.31% | 1.30% | 1,000.00 | Quarterly |
IRA Rates
| IRA | Annual Yield | Percentage Rate | Minimum Balance | Compounded |
|---|---|---|---|---|
| 1 Year IRA | 0.35% | 0.35% | 1,000.00 | Semi-Annually |
| 18 Month IRA | 0.35% | 0.35% | 1,000.00 | Semi-Annually |
| 2 Year IRA | 0.55% | 0.55% | 1,000.00 | Semi-Annually |
| 3 Year IRA | 0.80% | 0.80% | 1,000.00 | Semi-Annually |
| 5 Year IRA | 1.30% | 1.30% | 1,000.00 | Semi-Annually |
Tiered Accounts Money Market Rates
| Yield | Rate | |
|---|---|---|
| 500-2,499 | 0.05% | 0.05% |
| 2,500-49,999 | 0.10% | 0.10% |
| 50,000-over | 0.15% | 0.15% |
N.O.W. Accounts
| Yield | Rate | |
|---|---|---|
| 300.00-9,999.99 | 0.05% | 0.05% |
| 10,000.00-99,999.99 | 0.10% | 0.10% |
| 100,000.00-299,999.99 | 0.15% | 0.15% |
| 300,000.00-OVER | 0.20% | 0.20% |
Health Savings Account (HSA) Rates
| Investments | Yield | Rate | Compounded |
|---|---|---|---|
| $0 - $2,499 | 1.00% | 1.00% | monthly |
| $2,500 - $9,999 | 1.26% | 1.25% | monthly |
| $10,000 - OVER | 1.51% | 1.50% | monthly |
Christmas club
| Yield | Rate | Compounded | |
|---|---|---|---|
| $10-10,000 | 0.50% | 0.50% | Annually |
| $10,000.01 > | 0.25% | 0.25% | Annually |
