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5 Mini-Makeovers to Spruce Up Your Home

5 Mini-Makeovers to Spruce Up Your Home

Whether you live in a house or an apartment, changing your surroundings can make you feel like you just moved in. Here are five mini-makeovers you can complete in a weekend at little to no cost: Paint a Wall Paint Your Cabinets Use Slipcovers Buy a Rug Rearrange Your Furniture Paint a Wall Are your…

3 Financial Tips for Starting a Business

3 Financial Tips for Starting a Business

In 1975, a young Bill Gates dropped out of Harvard to start developing software out of a garage and focus on building his Microsoft company. The following year, college dropouts Steve Jobs and Steve Wozniak began building the Apple I, the first personal computer. The stories of these tech moguls are what every entrepreneur dreams…

4 Best Practices to Safeguard Against Identity Theft

4 Best Practices to Safeguard Against Identity Theft

Identity theft continues to be a growing problem, especially as we rely more on technology to conduct business that involves entering our personal information online. Despite understanding the threat of having our identity stolen, many of us are lackadaisical about protecting it. In a 2017 survey conducted by credit reporting giant Experian, 81% of respondents…

Teaching Your Child the Value of a Dollar

Teaching Your Child the Value of a Dollar

You’re never too young or too old to learn about money and become financially savvy. As soon as your child knows how to count and understands the principles of numbers, you can start teaching them about money and brush up on your skills along the way by following these simple how-tos. How to Save With…

The Difference Between a Traditional and a Roth IRA

The Difference Between a Traditional and a Roth IRA

No matter your age, you should begin saving for your retirement as soon as you land your first job. According to a 2017 Federal Reserve survey, less than two-fifths of adults age 18 and older believe they are on track with their retirement savings. Participating in an employer-sponsored retirement program is the easiest way to…

Do I Owe Quarterly Estimated Taxes?

Do I Owe Quarterly Estimated Taxes?

Whether you are self-employed, a small business owner, an independent contractor, or a company employee, your earnings will be taxed at some point. For company employees, taxes are automatically calculated and taken out of your gross salary along with any additional withholdings that you request. Your employer then pays the Internal Revenue Service (IRS) your…