Home Equity Loans

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With a Shelby County State Bank Home Equity Loan you might be able to save money on our special low, locked-in interest rate that could be 100% tax-deductible (consult your tax adviser). You’ll enjoy the convenience of affordable monthly payments over a fixed time period and you might be able to save even more by paying off higher interest obligations such as department store charges.

With our Home Equity Credit Line, you can enjoy lower interest rates and tax savings benefits.

To find out whether you’re in a good borrowing position, and the maximum amount you should be able to borrow, take our Shelby County State Bank One-Minute Home Equity Loan Test.  Then, call us at any of our convenient locations and we’ll get back to you right away with the answer you need.