Personal Banking
Checking
Savings
Personal Lending
Other Services
REGULAR CHECKING

Minimum to Open
$10
Minimum Daily Balance to avoid Service Charge
$0
Service Charge
$2/monthly
Number of Debits without Service Charge
$0.15 each debit

Free Bill Pay
No*
Free Checks
50 Starter Checks

Interest Earned with min. balance
No
Other Benefits/Conditions
10 credit for every $100 maintained in the account

 
FREE
CHECKING


Minimum to Open
$100
Minimum Daily Balance to avoid Service Charge
$0
Service Charge
$0
Number of Debits without Service Charge
Unlimited

Free Bill Pay
No*
Free Checks
No

Interest Earned with min. balance
No
Other Benefits/Conditions




 
BANK
PLUS


Minimum to Open
$100
Minimum Daily Balance to avoid Service Charge
$0
Service Charge
$5/monthly
Number of Debits without Service Charge
Unlimited

Free Bill Pay
No*
Free Checks
300 per year basic wallet style
Interest Earned with min. balance
No
Other Benefits/Conditions




 
BANK PLUS
NOW


Minimum to Open
$300
Minimum Daily Balance to avoid Service Charge
$300
Service Charge
$5/monthly
Number of Debits without Service Charge
Unlimited

Free Bill Pay
No*
Free Checks
300 per year basic wallet style
Interest Earned with min. balance
Yes
Other Benefits/Conditions
Additional $5/mo. service charge


 
BANK PLUS
55


Minimum to Open
$100
Minimum Daily Balance to avoid Service Charge
$0
Service Charge
$0
Number of Debits without Service Charge
Unlimited

Free Bill Pay
No*
Free Checks
300 per year basic wallet style
Interest Earned with min. balance
No
Other Benefits/Conditions
Must be 55 years or older to open


 
BANK PLUS
55 NOW

Minimum to Open
$300
Minimum Daily Balance to avoid Service Charge
$300
Service Charge
$5/monthly
Number of Debits without Service Charge
Unlimited

Free Bill Pay
No*
Free Checks
300 per year basic wallet style
Interest Earned with min. balance
Yes
Other Benefits/Conditions
Must be 55 years or older to open


 
NOW
ACCOUNT


Minimum to Open
$300
Minimum Daily Balance to avoid Service Charge
$300
Service Charge
$5/monthly
Number of Debits without Service Charge
20 free, 15¢ for each add. debit
Free Bill Pay
No*
Free Checks
50 Starter Checks

Interest Earned with min. balance
Yes
Other Benefits/Conditions




 
HEALTH
SAVINGS ACCOUNT

Minimum to Open
$100
Minimum Daily Balance to avoid Service Charge
$0
Service Charge
$10 Annual Fee
Number of Debits without Service Charge
Unlimited

Free Bill Pay
No*
Free Checks
50 Starter Checks

Interest Earned with min. balance
Yes
Other Benefits/Conditions
$15 fee to open high deductible health plan required
 
Regular Checking-More Info
Regular Checking 
• $10 minimum deposit to open 
• No minimum balance requirements 
• $2 monthly service charge, 15¢ per check charge 
• 10¢ credit for every $100 maintained in the account 
 
 
 
 
Free Checking-More Info
Free Checking 
• $100 minimum deposit to open 
• No minimum balance requirements 
• Unlimited check writing 
 
 
Bank Plus-More Info
Bank Plus Regular 
• $100 minimum deposit to open 
• No minimum balance requirements 
• $5 monthly service charge 
• Unlimited check writing 
• Free bill pay up to 12 bills per month 
• 150 free checks yearly ( smoky gray, wallet) 
 
 
 
Bank Plus Now-More Info
Bank Plus N.O.W. 
• $300 minimum deposit to open 
• Interest bearing with $300 minimum balance 
• Interest is tiered and subject to change weekly 
• $5 monthly service charge, additional $5 charge if balance falls below $300 
• Unlimited check writing 
• Free bill pay up to 12 bills per month 
• 150 free checks yearly (smoky grey, wallet) 
 
 
Bank Plus 55-More Info
Bank Plus 55 
• Must be 55 years or older 
• $100 minimum deposit to open 
• No minimum balance requirements 
• No monthly service charge 
• Unlimited check writing 
• Free bill pay up to 12 bills per month 
• 300 free checks yearly ( smoky grey, wallet) 
 
 
 
Bank Plus 55 Now-More Info
Bank Plus 55 N.O.W. 
• Must be 55 years or older 
• $300 minimum deposit to open 
• Interest bearing with $300 minimum balance 
• Interest is tiered and subject to change weekly 
• $5 monthly service charge if balance falls below $300 
• Unlimited check writing 
• Free bill pay (up to 12 bills) 
• 300 free checks yearly (smoky grey, wallet) 
 
 
 
Now Account-More Info
Regular N.O.W. 
• $300 minimum deposit to open 
• Interest bearing with $300 minimum balance 
• Interest is tiered & subject to change weekly 
• $5 service charge if balance falls below $300 
• 20 checks free, 15¢ for ea. additional check 
 
 
 
Health Savings Account-More Info
Health Savings Accounts 
A Health Savings Account (HSA) is an account that you can put money into to save for future medical expenses.  There are certain advantages to putting money into these accounts, including favorable tax treatment.   
 
 


FDIC
217-774-3911
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